Financial Assistant in an App

“The older I get, the greater my financial obligations: rent, insurance, mobile phone contracts. And always this duty to manage all that. Best of all, it should still be the best offer with the best price-performance ratio”.
I need to link my bank account. To do this, I enter my access data for online banking. No problem either (because for some reason I can't explain, I know my 19-digit login alias by heart). But I'm still suspicious at this moment. So I should now simply give access to my bank account to the operators of an app who want to make my finances optimally. In addition, Financial Assistant completely anonymizes my data so that nobody but myself has access, says the terms and conditions. If someone wants to forward my data to third parties, I will be expressly asked to do so.

Manage your accounts and contracts wisely in one app. To have more time for what is important to you !!!
The main service or product I want to develop is one application that will be available to every age group.
The Financial Assistant application is your personal financial assistant. It helps you regain control of your finances and contracts. By linking all your bank accounts to the Financial Assistant app, you will automatically get an overview of your regular expenses and contracts based on your sales. It even takes into account the upcoming bookings of your contract partners. You have the opportunity to remind you of the cancellation of your contracts and cancel them directly in the application with just a few clicks. You can also optimize your electricity and gas contracts with just a few clicks. As a customer, you get great terms, which means you can either save money permanently or improve your eco-friendly footprint with sustainable energy.
Securely link your bank account with your finance guru. Whether it's a single account or multiple accounts - with a financial assistant you always have complete control. It does not matter which bank you are with. Based on your income and expenses, the finance guru calculates your disposable income in real time. This gives you a unique number that tells you everything you need to know. Based on your bank bookings, the Financial Assistant automatically recognizes your contracts and creates your personal contract folder. And if you want, the finance guru will give you legal notice for free. Without having to lift a finger. The Financial Assistant anticipates upcoming bookings based on your contracts and not only shows you the balance on your account for today, but also for tomorrow or a week. This means that there are no more unpleasant surprises. Your data is encrypted in a data center with the highest security standards according to the specifications of the credit card and the banking industry. The data center is physically protected by several security locks and solid concrete walls, among other things, so that no one can enter or leave unseen. The financial guru is protected from access by third parties using the latest authentication methods. The financial Assistant Genius analyzes these deals and proposes a cheap alternative with exclusive terms. This gives you full flexibility with the monthly cancellation option and you can easily manage your contracts in your application.